Earl Van Zyl

Earl was employed at Allan Gray from 2015 to January 2024 and was the head of Retail Product Development when he left. Prior to that, he was first a manager in Retail Product Development and then spent two years leading the Digital teams. Earl holds a Master of Business Administration from the University of Chicago Booth School of Business and a Bachelor of Science degree in Aeronautical Engineering from the University of the Witwatersrand.

Articles by Earl Van Zyl

Three golden rules for achieving long-term, real investment returns

By Earl Van Zyl on 07 Aug 2023

Reading time: 7 mins

Whether you are accumulating capital for retirement, school or university expenses for your children or simply trying to ensure that you have money saved for...

Retirement annuities still work

By Earl Van Zyl and Tiaan van Wijk on 31 Jul 2023

Reading time: 10 mins

Planning well for retirement is essential to ensure your long-term financial well-being. One key aspect of retirement planning is choosing the product, or...

Who’s right – personal finance experts or economists?

By Earl Van Zyl on 16 Nov 2022

Reading time: 6 mins

When it comes to managing your wealth, there’s a yawning gap between what personal finance pundits advocate and what economists believe. Who should you liste...

Should I invest 45% of my portfolio offshore?

By Earl Van Zyl on 26 Apr 2022

Reading time: 11 mins

In the February 2022 Budget speech, the National Treasury announced significant changes to the framework that governs how much of South African retirement...

Great news for retirement savers as offshore limits increased to 45%

By Earl Van Zyl on 02 Mar 2022

Reading time: 2 mins

Following announcements in the recent Budget speech, the South African Reserve Bank (SARB) has confirmed that the offshore investment limits for all investme...

Managing your living annuity in an uncertain world

By Earl Van Zyl on 02 Jun 2020

Reading time: 11 mins

In response to the dramatic impact that measures to contain COVID-19 have had on asset prices, National Treasury has announced temporary changes to living...

Q&A: What’s on your mind about the Allan Gray business?

By Earl Van Zyl on 28 Oct 2019

Reading time: 7 mins

We field a lot of questions from clients and advisers each week. Earl Van Zyl offers some answers to questions that are coming up frequently.

Is a money market fund right for you right now?

By Earl Van Zyl on 05 Apr 2019

Reading time: 5 mins

Money market unit trusts have become popular as they appear to provide a safe, secure and reliable haven for your investments. During times with extreme...

Adopt a global mind-set for long-term investment success

By Tamryn Lamb and Earl Van Zyl on 15 Jun 2018

Reading time: 6 mins

South African investors are fixated on the rand exchange rate, so much so that our currency movements act as a barometer of our nation’s mood: when the rand ...

Do you need to rethink your offshore investment exposure?

By Earl Van Zyl on 19 Apr 2018

Reading time: 10 mins

Treasury’s decision to increase offshore investment limits for unit trusts, investment managers and long-term insurers is great news for savers and their...

Presenting the Allan Gray Tax-Free Balanced Fund

By Richard Carter and Earl Van Zyl on 31 Dec 2015

Reading time: 10 mins

We are excited to announce the launch of the Allan Gray Tax-Free Balanced Fund. This new unit trust will be managed in broadly the same way as our flagship...