The investment case for preparation over prediction
In an environment defined by ongoing change, investors may be tempted to reduce uncertainty by trying to predict what lies ahead.
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The in-between years: investing for retirement as careers and lives grow
As careers progress and lives take shape, investing for retirement can feel easy to defer. This in‑between phase – typically your 30s and 40s, when you are n...
Two laws, one obligation: Safeguarding retirement fund contributions
Paying over retirement fund contributions is a core obligation for any employer who offers a retirement fund arrangement. Recent regulatory changes mean that...
Non‑financial actions that materially improve retirement outcomes
Employee benefits consultants play a critical role in shaping outcomes for retirement fund members. Siyasanga Mlozana explores how they influence contributio...
Taxation of retirement lump sums and living annuity income for non-residents
Investors who emigrate are often surprised by the complexity involved in accessing their existing retirement investments after they have ceased to be South...
Global talent, local rules: Foreign national members and South African retirement funds
Employing foreign nationals is a common and legally recognised practice in South Africa. Nevertheless, recurring questions arise about retirement fund...
The cost of chasing perfection when investing – with Dr Thomas Curran
What if perfectionism is costing us more than we realise? Not just in career progression, mental health and life, but in investment decision-making too. In t...
Legal and regulatory update: Regulatory changes and cases impacting retirement funds
In the below legal and regulatory update, Jaya Leibowitz summarises some changes for members, employers and administrators to be aware of, as well as some...