Many investors in the higher tax brackets are drawn to the tax-efficient structure of offshore endowments and may consider a switch from their existing discretionary investments. But the capital gains tax triggered at exit is often underestimated and it can materially reduce the long‑term benefit of switching. Presenting at The Allan Gray Edge webinar held on 3 March 2026, Guané Coetzer, a manager in the IFA Proposition team, unpacked this trade‑off and explored the key question: When does the upfront capital gains cost outweigh the future tax and cost-saving advantages of moving into an offshore endowment? Watch the 24-minute recording below.
See more from The Allan Gray Edge 2026:
- Insights on blended annuities - presented by Shaun Duddy
- Exploring the intricacies of excess contributions in retirement planning - presented by Carla Rossouw and Wynand van der Berg
- Safeguarding your clients and practice against fraud - moderated by Taryn Duncan