Ray Mhere

Ray was employed at Allan Gray from 2010 to 2020 and was the Johannesburg regional manager of Retail Distribution. He holds a Bachelor of Commerce degree in Economics and Law from the University of Cape Town and a Postgraduate Diploma in Financial Planning from the University of the Free State.

Articles by Ray Mhere

How to save for retirement when you work for yourself

By Ray Mhere on 12 Nov 2019

Driven by the desire for greater flexibility, and improvements in technology, many skilled workers are turning to the gig economy to earn a living. Working...

CASE STUDY 1: Investing to pay school fees upfront for the year

By Ray Mhere on 16 Jul 2019

A Johannesburg mother saves on fees by taking advantage of the discount offered by some schools to settle the year’s fees in full at the beginning of the yea...

CASE STUDY 2: Long-term investing for your child’s education

By Ray Mhere on 16 Jul 2019

Meet parents Wayne and Makgabo van Niekerk from Johannesburg. They are paying for Ceana (six) and three-year-old Amber’s early education (crèche and primary...

What does the price of a unit trust mean?

By Ray Mhere on 17 Oct 2018

When you buy a product or a service, the price you pay for that item tells you something about it. An apple that costs R50 (suspiciously expensive) or an App...

How to read a factsheet

By Ray Mhere on 31 Dec 2016

The number of options when choosing a unit trust can be overwhelming and is one of the most common barriers to investing. Unit trusts are registered in...